# Make every payment work for your business.

*Web page: https://kweepa.com/services/payment-integrations · Updated 2026-11-01*

> M-Pesa, Airtel Money, bank and card payments in the systems you run.

M-Pesa, Airtel Money, banks and cards, connected to your own applications. We build the integrations, confirmations and reconciliation that make every transaction count.

**Who it is for:** Online shops and platforms, lenders and SACCOs, schools, clinics and utilities, and any business whose own system should take or send money.

## What it does

- **Collections & checkout**: M-Pesa STK push, paybill and till collections; Airtel Money, card payment gateways and banking connections. Payments are tied to the right customer and business record.
- **Payouts, transfers & refunds**: Controlled disbursements and refunds with approval workflows, limits and payment-status tracking. Exact capabilities depend on each provider, account and market.
- **Reconciliation & exceptions**: Bring provider transaction records and internal orders together, identify missing or unmatched entries, and give operations teams a clear queue to resolve exceptions.
- **Security, controls & audit**: Protect provider credentials, verify callback authenticity, apply idempotency where needed, restrict sensitive operations by role and keep traceable transaction events.
- **Reporting & financial systems**: Collections, payouts, fees and exceptions by business unit, channel or date, with exports and connections to your accounting, lending, ERP or order-management systems.
- **Existing system integration**: Connect to your existing software using REST APIs, event streams or structured file exchange when necessary. We assess what the current system supports before proposing the safest approach.

## What you get

- Accept: Let your customers use familiar payment methods in your own app.
- Verify: Check confirmations against the provider before fulfilling an order.
- Reconcile: Match settlements to transactions and expose discrepancies clearly.
- Control: Keep payout approvals, permissions and audit records in your workflow.

## Connects to

- M-Pesa Daraja
- Airtel Money
- Bank & Pesalink APIs
- Card gateways
- ERP & accounting
- Custom APIs
- SMS & notifications

## Questions people ask

### Does the money go through Kweepa?

For our payment integration service, funds go through your own configured provider, paybill, till or bank arrangements. Kweepa builds and maintains the connection; it does not act as the holder of your funds.

### Can you integrate an existing application?

Usually. We review your APIs, data model and deployment setup first, then propose a suitable connection. Where a system lacks an API, a staged integration or import workflow may be possible.

### What if a payment confirmation is delayed?

We design for delayed, duplicated or missing callbacks through verification, retries where supported, idempotent handling and reconciliation against provider records.

### Can this support businesses outside Kenya?

Yes, we work with clients internationally. Payment methods and provider access are market-specific, so we choose integrations based on the countries and financial providers you operate with.

### How do you price payment integrations?

Based on the number of channels, existing software complexity, operational workflows, security controls, and ongoing support needs. We scope the work first and provide a proposal.

## Next step

Request a demo: https://kweepa.com/contact?service=payment-integrations · Email: ops@kweepa.com
Provider: Kweepa Technologies, Nakuru, Kenya (https://kweepa.com/)